Flexiti

Experience the convenience of 0% interest financing with Flexiti. Shop in-store or online at thousands of retail locations. Finance your purchases instantly, choose from equal monthly payment plans or deferred options. Enjoy payment peace of mind with our Simply Secure™ insurance program. Plus, as a Flexiti Wave CardTM holder, explore a wide network of retailers across Canada for a 'buy now, pay later' experience.

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Choose Flexiti at checkout or talk to a sales representative in-store to apply and instantly finance your purchase.

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We know it's good to have options. You can pick the financing plan and term that suits your budget.

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You can use your FlexitiCard again and again, without reapplying! It is accepted at thousands of retail locations within the Flexiti Network.

Afterpay

Discover the convenience of PayPlan by RBCTM - a flexible payment option designed to suit your needs. Whether you're shopping online or in-store, our straightforward application process allows you to pre-qualify without affecting your credit score. Select from a variety of payment plans that fit your budget, and enjoy the peace of mind with transparent lending - no hidden fees or penalties for early payment. Backed by the trust and confidence of RBC, PayPlan makes managing your purchases a breeze. Shop now, buy with ease, and pay over time with PayPlan by RBC.

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Apply for PayPlan – In just seconds, check your pre-qualification status.

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Choose Your Offer – Select from a range of offers with various rates and term lengths.

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Add to Your Virtual Wallet – Review and accept the terms, load funds into your digital wallet, and use them for in-store purchases (online availability coming soon).

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Pay Over Time – Gradually pay off your loan according to your chosen plan.

PayPlan by RBC

Shop now and pay over 6 weeks with Afterpay - interest-free. Sign up in a snap, no lengthy applications. Just have your basic info and payment details ready. Make your first payment today and split the rest over 6 weeks. Manage your spending with smart limits and receive helpful reminders. Join over 14 million satisfied customers worldwide and enjoy the simplicity of Afterpay, loved by both shoppers and brands. Discover a better way to pay, with no interest, no fees for on-time payments, and a top-notch rating on Trustpilot and the App Store.

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Download the app to explore your favorite brands.

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See your installment options and choose Afterpay as your payment method.

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Make your first payment now and split the rest over 6 weeks.

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No lengthy applications or complicated terms. Just have your email, phone number, address, date of birth, and debit/credit card handy. Start shopping for what you need today and enjoy the simplicity of Afterpay.

Plus, stay in control with smart limits that gradually increase with on-time payments. We'll send you reminders so you never miss a payment, and if you ever need a pause, there are no fees when you pay on time.